City Comparison

Dayton vs Spokane

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

18.4%

Dayton is 18.4% less expensive than Spokane overall. A household earning $75,000 in Dayton would need approximately $91,875 in Spokane to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
94
Spokane
Groceries
98
Dayton
99
Spokane
Utilities
109
Dayton
98
Spokane
Transportation
100
Dayton
101
Spokane
Healthcare
114
Dayton
102
Spokane

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $91,875 in Spokane.

Conversely, $75,000 in Spokane equals $61,224 in Dayton.

Living in Dayton vs Spokane

Housing Costs

Dayton's housing index of 46 is lower Spokane's 94, translating to median home prices of $135,000 vs $310,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,200/mo in Spokane, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 98 in Spokane. Monthly utility bills average approximately $436 in Dayton vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $49,831 respectively. Dayton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,139/month in Spokane. In Dayton, median rent of $900/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 18.4% more affordable overall with an index of 80 vs 98.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $91,875 in Spokane, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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