City Comparison

Dayton vs San Antonio

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

11.1%

Living in Dayton costs 11.1% less than San Antonio. To match the purchasing power of a $75,000 salary in Dayton, you would need $84,375 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
78
San Antonio
Groceries
98
Dayton
93
San Antonio
Utilities
109
Dayton
96
San Antonio
Transportation
100
Dayton
101
San Antonio
Healthcare
114
Dayton
95
San Antonio

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $84,375 in San Antonio.

Conversely, $75,000 in San Antonio equals $66,667 in Dayton.

Living in Dayton vs San Antonio

Housing Costs

Dayton's housing index of 46 is lower San Antonio's 78, translating to median home prices of $135,000 vs $250,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,200/mo in San Antonio, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $442/month in San Antonio. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 96 in San Antonio. Monthly utility bills average approximately $436 in Dayton vs $384 in San Antonio. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $59,356 respectively. San Antonio residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,246/month in San Antonio. In Dayton, median rent of $900/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 11.1% more affordable overall with an index of 80 vs 90.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $84,375 in San Antonio, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases