City Comparison

Dayton vs Olathe

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

The Verdict

24.5%

The cost gap between these cities is 24.5%, with Dayton being the more affordable option. A $75,000 income in Dayton has equivalent purchasing power to $99,375 in Olathe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
106
Olathe
Groceries
98
Dayton
96
Olathe
Utilities
109
Dayton
98
Olathe
Transportation
100
Dayton
95
Olathe
Healthcare
114
Dayton
102
Olathe

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $99,375 in Olathe.

Conversely, $75,000 in Olathe equals $56,604 in Dayton.

Living in Dayton vs Olathe

Housing Costs

Dayton's housing index of 46 is lower Olathe's 106, translating to median home prices of $135,000 vs $364,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,425/mo in Olathe, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 96 in Olathe. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $456/month in Olathe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 98 in Olathe. Monthly utility bills average approximately $436 in Dayton vs $392 in Olathe. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 102 in Olathe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $114,000 in Olathe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $107,547 respectively. Olathe residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $2,660/month in Olathe. In Dayton, median rent of $900/mo fits within this budget. In Olathe, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 24.5% more affordable overall with an index of 80 vs 106.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $99,375 in Olathe, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Olathe's is 106 with median homes at $364,000.

Moving & Relocation Resources

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