City Comparison

Dayton vs Ogden

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

25.2%

Living in Dayton costs 25.2% less than Ogden. To match the purchasing power of a $75,000 salary in Dayton, you would need $100,313 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
112
Ogden
Groceries
98
Dayton
92
Ogden
Utilities
109
Dayton
80
Ogden
Transportation
100
Dayton
101
Ogden
Healthcare
114
Dayton
91
Ogden

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $100,313 in Ogden.

Conversely, $75,000 in Ogden equals $56,075 in Dayton.

Living in Dayton vs Ogden

Housing Costs

Dayton's housing index of 46 is lower Ogden's 112, translating to median home prices of $135,000 vs $385,000. The $250,000 difference in home prices means roughly $16,248 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,250/mo in Ogden, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 80 in Ogden. Monthly utility bills average approximately $436 in Dayton vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,636/month in Ogden. In Dayton, median rent of $900/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 25.2% more affordable overall with an index of 80 vs 107.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $100,313 in Ogden, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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