City Comparison

Dayton vs Manchester

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

The Verdict

32.2%

Dayton is 32.2% less expensive than Manchester overall. A household earning $75,000 in Dayton would need approximately $110,625 in Manchester to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
140
Manchester
Groceries
98
Dayton
105
Manchester
Utilities
109
Dayton
114
Manchester
Transportation
100
Dayton
100
Manchester
Healthcare
114
Dayton
112
Manchester

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $110,625 in Manchester.

Conversely, $75,000 in Manchester equals $50,847 in Dayton.

Living in Dayton vs Manchester

Housing Costs

Dayton's housing index of 46 is lower Manchester's 140, translating to median home prices of $135,000 vs $350,000. The $215,000 difference in home prices means roughly $13,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,600/mo in Manchester, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 105 in Manchester. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $499/month in Manchester. Dayton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 114 in Manchester. Monthly utility bills average approximately $436 in Dayton vs $456 in Manchester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 114 in Dayton and 112 in Manchester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $65,018 in Manchester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $55,100 respectively. Manchester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,517/month in Manchester. In Dayton, median rent of $900/mo fits within this budget. In Manchester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 32.2% more affordable overall with an index of 80 vs 118.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $110,625 in Manchester, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Manchester's is 140 with median homes at $350,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases