Dayton vs London
Cost of Living Comparison · 2026
Dayton
London
The Verdict
Dayton is 30.4% less expensive than London overall. A household earning $75,000 in Dayton would need approximately $107,813 in London to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dayton has the same purchasing power as $107,813 in London.
Conversely, $75,000 in London equals $52,174 in Dayton.
Living in Dayton vs London
Housing Costs
Dayton's housing index of 46 is lower London's 162, translating to median home prices of $135,000 vs $695,000. The $560,000 difference in home prices means roughly $36,396 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $2,400/mo in London, a monthly difference of $1,500.
Grocery & Food Costs
Grocery expenses index at 98 in Dayton and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 112 in London. Monthly utility bills average approximately $436 in Dayton vs $448 in London. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 114 in Dayton and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 36-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $43,500 in Dayton and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $47,826 respectively. Dayton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,283/month in London. In Dayton, median rent of $900/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 116 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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