City Comparison

Dayton vs Johnson City

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

5.9%

Dayton is 5.9% less expensive than Johnson City overall. A household earning $75,000 in Dayton would need approximately $79,688 in Johnson City to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
66
Johnson City
Groceries
98
Dayton
95
Johnson City
Utilities
109
Dayton
95
Johnson City
Transportation
100
Dayton
88
Johnson City
Healthcare
114
Dayton
94
Johnson City

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $79,688 in Johnson City.

Conversely, $75,000 in Johnson City equals $70,588 in Dayton.

Living in Dayton vs Johnson City

Housing Costs

Dayton's housing index of 46 is lower Johnson City's 66, translating to median home prices of $135,000 vs $276,000. The $141,000 difference in home prices means roughly $9,168 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $1,025/mo in Johnson City, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 95 in Johnson City. Monthly utility bills average approximately $436 in Dayton vs $380 in Johnson City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $65,176 respectively. Johnson City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,293/month in Johnson City. In Dayton, median rent of $900/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 5.9% more affordable overall with an index of 80 vs 85.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $79,688 in Johnson City, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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