Dayton vs Jackson
Cost of Living Comparison · 2026
Dayton
Jackson
The Verdict
The cost gap between these cities is 2.4%, with Dayton being the more affordable option. A $75,000 income in Dayton has equivalent purchasing power to $76,875 in Jackson.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dayton has the same purchasing power as $76,875 in Jackson.
Conversely, $75,000 in Jackson equals $73,171 in Dayton.
Living in Dayton vs Jackson
Housing Costs
Dayton's housing index of 46 is lower Jackson's 56, translating to median home prices of $135,000 vs $125,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $900/mo in Jackson, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 98 in Dayton and 95 in Jackson. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $451/month in Jackson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 86 in Jackson. Monthly utility bills average approximately $436 in Dayton vs $344 in Jackson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 114 in Dayton and 88 in Jackson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $43,500 in Dayton and $36,528 in Jackson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $44,546 respectively. Dayton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $852/month in Jackson. In Dayton, median rent of $900/mo fits within this budget. In Jackson, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases