City Comparison

Dayton vs Fort Lauderdale

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

The Verdict

34.4%

The cost gap between these cities is 34.4%, with Dayton being the more affordable option. A $75,000 income in Dayton has equivalent purchasing power to $114,375 in Fort Lauderdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
155
Fort Lauderdale
Groceries
98
Dayton
106
Fort Lauderdale
Utilities
109
Dayton
96
Fort Lauderdale
Transportation
100
Dayton
108
Fort Lauderdale
Healthcare
114
Dayton
99
Fort Lauderdale

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $114,375 in Fort Lauderdale.

Conversely, $75,000 in Fort Lauderdale equals $49,180 in Dayton.

Living in Dayton vs Fort Lauderdale

Housing Costs

Dayton's housing index of 46 is lower Fort Lauderdale's 155, translating to median home prices of $135,000 vs $380,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $2,000/mo in Fort Lauderdale, a monthly difference of $1,100.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 106 in Fort Lauderdale. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $504/month in Fort Lauderdale. Dayton offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 96 in Fort Lauderdale. Monthly utility bills average approximately $436 in Dayton vs $384 in Fort Lauderdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Dayton and 99 in Fort Lauderdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $54,468 in Fort Lauderdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $44,646 respectively. Dayton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,271/month in Fort Lauderdale. In Dayton, median rent of $900/mo fits within this budget. In Fort Lauderdale, median rent of $2,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 109 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 34.4% more affordable overall with an index of 80 vs 122.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $114,375 in Fort Lauderdale, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Fort Lauderdale's is 155 with median homes at $380,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases