Dayton vs Dublin
Cost of Living Comparison · 2026
Dayton
Dublin
The Verdict
The cost gap between these cities is 23.1%, with Dayton being the more affordable option. A $75,000 income in Dayton has equivalent purchasing power to $97,500 in Dublin.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dayton has the same purchasing power as $97,500 in Dublin.
Conversely, $75,000 in Dublin equals $57,692 in Dayton.
Living in Dayton vs Dublin
Housing Costs
Dayton's housing index of 46 is lower Dublin's 128, translating to median home prices of $135,000 vs $470,000. The $335,000 difference in home prices means roughly $21,780 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $2,125/mo in Dublin, a monthly difference of $1,225.
Grocery & Food Costs
Grocery expenses index at 98 in Dayton and 95 in Dublin. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $451/month in Dublin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 110 in Dublin. Monthly utility bills average approximately $436 in Dayton vs $440 in Dublin. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 114 in Dayton and 82 in Dublin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $43,500 in Dayton and $56,000 in Dublin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $53,846 respectively. Dayton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,307/month in Dublin. In Dayton, median rent of $900/mo fits within this budget. In Dublin, median rent of $2,125/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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