City Comparison

Dayton vs Dublin

Cost of Living Comparison · 2026

Dayton

Ohio
80
Very Affordable
$135,000
Median Home
$900/mo
Median Rent
$43,500
Median Income

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

The Verdict

23.1%

The cost gap between these cities is 23.1%, with Dayton being the more affordable option. A $75,000 income in Dayton has equivalent purchasing power to $97,500 in Dublin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
46
Dayton
128
Dublin
Groceries
98
Dayton
95
Dublin
Utilities
109
Dayton
110
Dublin
Transportation
100
Dayton
108
Dublin
Healthcare
114
Dayton
82
Dublin

Salary Equivalence

A $75,000 salary in Dayton has the same purchasing power as $97,500 in Dublin.

Conversely, $75,000 in Dublin equals $57,692 in Dayton.

Living in Dayton vs Dublin

Housing Costs

Dayton's housing index of 46 is lower Dublin's 128, translating to median home prices of $135,000 vs $470,000. The $335,000 difference in home prices means roughly $21,780 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Dayton compared to $2,125/mo in Dublin, a monthly difference of $1,225.

Grocery & Food Costs

Grocery expenses index at 98 in Dayton and 95 in Dublin. A household spending the national average of $475/month on groceries would pay approximately $466/month in Dayton vs $451/month in Dublin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Dayton and 110 in Dublin. Monthly utility bills average approximately $436 in Dayton vs $440 in Dublin. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 114 in Dayton and 82 in Dublin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,500 in Dayton and $56,000 in Dublin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $53,846 respectively. Dayton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,015/month to housing in Dayton vs $1,307/month in Dublin. In Dayton, median rent of $900/mo fits within this budget. In Dublin, median rent of $2,125/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Dayton is 23.1% more affordable overall with an index of 80 vs 104.
A $75,000 salary in Dayton has equivalent purchasing power to approximately $97,500 in Dublin, based on the cost of living difference.
Dayton's housing index is 46 with median homes at $135,000, while Dublin's is 128 with median homes at $470,000.

Moving & Relocation Resources

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