City Comparison

Davenport vs Springfield

Cost of Living Comparison · 2026

Davenport

Iowa
83
Very Affordable
$212,000
Median Home
$900/mo
Median Rent
$66,200
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

22.4%

Living in Davenport costs 22.4% less than Springfield. To match the purchasing power of a $75,000 salary in Davenport, you would need $96,687 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Davenport
106
Springfield
Groceries
97
Davenport
104
Springfield
Utilities
83
Davenport
119
Springfield
Transportation
105
Davenport
101
Springfield
Healthcare
97
Davenport
114
Springfield

Salary Equivalence

A $75,000 salary in Davenport has the same purchasing power as $96,687 in Springfield.

Conversely, $75,000 in Springfield equals $58,178 in Davenport.

Living in Davenport vs Springfield

Housing Costs

Davenport's housing index of 60 is lower Springfield's 106, translating to median home prices of $212,000 vs $230,000. The $18,000 difference in home prices means roughly $1,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $1,200/mo in Springfield, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 97 in Davenport and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $494/month in Springfield. Davenport offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 119 in Springfield. Monthly utility bills average approximately $332 in Davenport vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Davenport and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,200 in Davenport and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $38,890 respectively. Davenport residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $971/month in Springfield. In Davenport, median rent of $900/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Davenport is 22.4% more affordable overall with an index of 83 vs 107.
A $75,000 salary in Davenport has equivalent purchasing power to approximately $96,687 in Springfield, based on the cost of living difference.
Davenport's housing index is 60 with median homes at $212,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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