City Comparison

Davenport vs Springfield

Cost of Living Comparison · 2026

Davenport

Iowa
83
Very Affordable
$212,000
Median Home
$900/mo
Median Rent
$66,200
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

6.4%

The cost gap between these cities is 6.4%, with Springfield being the more affordable option. A $75,000 income in Davenport has equivalent purchasing power to $70,482 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Davenport
52
Springfield
Groceries
97
Davenport
98
Springfield
Utilities
83
Davenport
98
Springfield
Transportation
105
Davenport
114
Springfield
Healthcare
97
Davenport
91
Springfield

Salary Equivalence

A $75,000 salary in Davenport has the same purchasing power as $70,482 in Springfield.

Conversely, $75,000 in Springfield equals $79,808 in Davenport.

Living in Davenport vs Springfield

Housing Costs

Davenport's housing index of 60 is higher Springfield's 52, translating to median home prices of $212,000 vs $162,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $925/mo in Springfield, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 97 in Davenport and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 98 in Springfield. Monthly utility bills average approximately $332 in Davenport vs $392 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Davenport and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,200 in Davenport and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $1,528/month in Springfield. In Davenport, median rent of $900/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 6.4% more affordable overall with an index of 78 vs 83.
A $75,000 salary in Davenport has equivalent purchasing power to approximately $70,482 in Springfield, based on the cost of living difference.
Davenport's housing index is 60 with median homes at $212,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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