City Comparison

Davenport vs Plano

Cost of Living Comparison · 2026

Davenport

Iowa
83
Very Affordable
$212,000
Median Home
$900/mo
Median Rent
$66,200
Median Income

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

The Verdict

23.9%

Davenport is 23.9% less expensive than Plano overall. A household earning $75,000 in Davenport would need approximately $98,494 in Plano to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Davenport
123
Plano
Groceries
97
Davenport
98
Plano
Utilities
83
Davenport
99
Plano
Transportation
105
Davenport
106
Plano
Healthcare
97
Davenport
100
Plano

Salary Equivalence

A $75,000 salary in Davenport has the same purchasing power as $98,494 in Plano.

Conversely, $75,000 in Plano equals $57,110 in Davenport.

Living in Davenport vs Plano

Housing Costs

Davenport's housing index of 60 is lower Plano's 123, translating to median home prices of $212,000 vs $400,000. The $188,000 difference in home prices means roughly $12,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $1,700/mo in Plano, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 97 in Davenport and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 99 in Plano. Monthly utility bills average approximately $332 in Davenport vs $396 in Plano. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Davenport and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,200 in Davenport and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $88,393 respectively. Plano residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $2,248/month in Plano. In Davenport, median rent of $900/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Davenport is 23.9% more affordable overall with an index of 83 vs 109.
A $75,000 salary in Davenport has equivalent purchasing power to approximately $98,494 in Plano, based on the cost of living difference.
Davenport's housing index is 60 with median homes at $212,000, while Plano's is 123 with median homes at $400,000.

Moving & Relocation Resources

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