Davenport vs Naperville
Cost of Living Comparison · 2026
Davenport
Naperville
The Verdict
Davenport is 25.9% less expensive than Naperville overall. A household earning $75,000 in Davenport would need approximately $101,205 in Naperville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Davenport has the same purchasing power as $101,205 in Naperville.
Conversely, $75,000 in Naperville equals $55,580 in Davenport.
Living in Davenport vs Naperville
Housing Costs
Davenport's housing index of 60 is lower Naperville's 130, translating to median home prices of $212,000 vs $430,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $1,800/mo in Naperville, a monthly difference of $900.
Grocery & Food Costs
Grocery expenses index at 97 in Davenport and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $494/month in Naperville. Davenport offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 99 in Naperville. Monthly utility bills average approximately $332 in Davenport vs $396 in Naperville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 97 in Davenport and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $66,200 in Davenport and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $2,759/month in Naperville. In Davenport, median rent of $900/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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