Davenport vs Montgomery
Cost of Living Comparison · 2026
Davenport
Montgomery
The Verdict
The cost gap between these cities is 5.1%, with Montgomery being the more affordable option. A $75,000 income in Davenport has equivalent purchasing power to $71,386 in Montgomery.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Davenport has the same purchasing power as $71,386 in Montgomery.
Conversely, $75,000 in Montgomery equals $78,797 in Davenport.
Living in Davenport vs Montgomery
Housing Costs
Davenport's housing index of 60 is higher Montgomery's 49, translating to median home prices of $212,000 vs $162,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $1,000/mo in Montgomery, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 97 in Davenport and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 115 in Montgomery. Monthly utility bills average approximately $332 in Davenport vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 97 in Davenport and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $66,200 in Davenport and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $71,899 respectively. Davenport residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $1,325/month in Montgomery. In Davenport, median rent of $900/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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