City Comparison

Davenport vs Louisville

Cost of Living Comparison · 2026

Davenport

Iowa
83
Very Affordable
$212,000
Median Home
$900/mo
Median Rent
$66,200
Median Income

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

The Verdict

8.8%

Davenport is 8.8% less expensive than Louisville overall. A household earning $75,000 in Davenport would need approximately $82,229 in Louisville to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Davenport
77
Louisville
Groceries
97
Davenport
96
Louisville
Utilities
83
Davenport
91
Louisville
Transportation
105
Davenport
100
Louisville
Healthcare
97
Davenport
93
Louisville

Salary Equivalence

A $75,000 salary in Davenport has the same purchasing power as $82,229 in Louisville.

Conversely, $75,000 in Louisville equals $68,407 in Davenport.

Living in Davenport vs Louisville

Housing Costs

Davenport's housing index of 60 is lower Louisville's 77, translating to median home prices of $212,000 vs $210,000. The $2,000 difference in home prices means roughly $132 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Davenport compared to $1,100/mo in Louisville, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 97 in Davenport and 96 in Louisville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Davenport vs $456/month in Louisville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 83 in Davenport and 91 in Louisville. Monthly utility bills average approximately $332 in Davenport vs $364 in Louisville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Davenport and 93 in Louisville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,200 in Davenport and $52,238 in Louisville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $79,759 and $57,404 respectively. Davenport residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,545/month to housing in Davenport vs $1,219/month in Louisville. In Davenport, median rent of $900/mo fits within this budget. In Louisville, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Davenport is 8.8% more affordable overall with an index of 83 vs 91.
A $75,000 salary in Davenport has equivalent purchasing power to approximately $82,229 in Louisville, based on the cost of living difference.
Davenport's housing index is 60 with median homes at $212,000, while Louisville's is 77 with median homes at $210,000.

Moving & Relocation Resources

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