Side-by-side cost of living comparison for 2026
4% cheaper
Dallas is 4% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $72,196 in Dallas.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Dallas has a housing index of 104 while Springfield sits at 106 (national average = 100). The median home in Dallas costs $310,000 compared to $230,000 in Springfield, a difference of $80,000. Monthly rent follows a similar pattern: $1,500 in Dallas versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Dallas scores 97 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Dallas (100) are lower than Springfield (114).
Median household income in Dallas is $54,747 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Dallas.
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