Dallas vs Franklin
Cost of Living Comparison · 2026 Data
Dallas
Franklin
💡 The Verdict
Franklin is 12% cheaper than Dallas overall. A $75,000 salary in Dallas is equivalent to $66,262 in Franklin.
Category-by-Category Breakdown
Index values for Dallas (left) vs Franklin (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Dallas versus Franklin. Differences shown from Dallas perspective.
| Item | Dallas | Franklin | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,040/mo | $1,040/mo | $0.00 |
| 2-Bed Rent | $1,500/mo | $1,480/mo | +$20.00 |
| 3-Bed Rent | $2,010/mo | $1,930/mo | +$80.00 |
| Bread (loaf) | $2.51 | $2.69 | $-0.18 |
| Milk (gallon) | $3.78 | $3.40 | +$0.38 |
| Eggs (dozen) | $2.92 | $3.00 | $-0.08 |
| Coffee (latte) | $5.65 | $5.19 | +$0.46 |
| Gas (gallon) | $3.42 | $2.92 | +$0.50 |
| Restaurant Meal | $14.64 | $13.52 | +$1.12 |
💰 Salary Equivalence
A $75,000 salary in Dallas has the same purchasing power as $66,262 in Franklin.
Conversely, $75,000 in Franklin equals $84,890 in Dallas.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
Both states have similar effective tax rates on this salary level. Texas details → · Tennessee details →
Reading These Numbers: Dallas (103) vs Franklin (91)
Dallas at 103 is 3% above the US average, while Franklin at 91 is 9% below average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Dallas, the composite index of 103 reflects a weighted calculation where housing carries the most influence at 104, followed by groceries (97), utilities (99), transportation (106), and healthcare (100). Costs are fairly balanced across categories.
For renters: With median rents of $1,500/mo in Dallas and $1,480/mo in Franklin, the annual rent difference is approximately $240.0. Over a 5-year period, that compounds to $1,200.0 in savings by choosing the more affordable city.
For homebuyers: The $11,000.0 difference in median home prices between Dallas and Franklin translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Dallas vs Franklin
Choosing between Dallas and Franklin involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
The cost gap between Dallas and Franklin reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.