City Comparison

Cranston vs Surprise

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

5.8%

Living in Surprise costs 5.8% less than Cranston. To match the purchasing power of a $75,000 salary in Cranston, you would need $70,872 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
105
Surprise
Groceries
103
Cranston
100
Surprise
Utilities
113
Cranston
102
Surprise
Transportation
93
Cranston
106
Surprise
Healthcare
110
Cranston
97
Surprise

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $70,872 in Surprise.

Conversely, $75,000 in Surprise equals $79,369 in Cranston.

Living in Cranston vs Surprise

Housing Costs

Cranston's housing index of 135 is higher Surprise's 105, translating to median home prices of $395,000 vs $419,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,575/mo in Surprise, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 102 in Surprise. Monthly utility bills average approximately $452 in Cranston vs $408 in Surprise. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,995/month in Surprise. In Cranston, median rent of $1,375/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Surprise is 5.8% more affordable overall with an index of 103 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $70,872 in Surprise, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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