City Comparison

Cranston vs St. Paul

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

9.0%

St. Paul is 9.0% less expensive than Cranston overall. A household earning $75,000 in Cranston would need approximately $68,807 in St. Paul to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
98
St. Paul
Groceries
103
Cranston
103
St. Paul
Utilities
113
Cranston
97
St. Paul
Transportation
93
Cranston
108
St. Paul
Healthcare
110
Cranston
105
St. Paul

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $68,807 in St. Paul.

Conversely, $75,000 in St. Paul equals $81,750 in Cranston.

Living in Cranston vs St. Paul

Housing Costs

Cranston's housing index of 135 is higher St. Paul's 98, translating to median home prices of $395,000 vs $260,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,300/mo in St. Paul, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 97 in St. Paul. Monthly utility bills average approximately $452 in Cranston vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $57,718 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,347/month in St. Paul. In Cranston, median rent of $1,375/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 9.0% more affordable overall with an index of 100 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $68,807 in St. Paul, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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