City Comparison

Cranston vs Springfield

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

29.8%

The cost gap between these cities is 29.8%, with Springfield being the more affordable option. A $75,000 income in Cranston has equivalent purchasing power to $57,798 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
67
Springfield
Groceries
103
Cranston
94
Springfield
Utilities
113
Cranston
79
Springfield
Transportation
93
Cranston
90
Springfield
Healthcare
110
Cranston
116
Springfield

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $57,798 in Springfield.

Conversely, $75,000 in Springfield equals $97,321 in Cranston.

Living in Cranston vs Springfield

Housing Costs

Cranston's housing index of 135 is higher Springfield's 67, translating to median home prices of $395,000 vs $225,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $950/mo in Springfield, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 79 in Springfield. Monthly utility bills average approximately $452 in Cranston vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $54,762 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,073/month in Springfield. In Cranston, median rent of $1,375/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 29.8% more affordable overall with an index of 84 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $57,798 in Springfield, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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