City Comparison

Cranston vs Rochester

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

The Verdict

16.0%

Living in Rochester costs 16.0% less than Cranston. To match the purchasing power of a $75,000 salary in Cranston, you would need $64,679 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
73
Rochester
Groceries
103
Cranston
101
Rochester
Utilities
113
Cranston
105
Rochester
Transportation
93
Cranston
101
Rochester
Healthcare
110
Cranston
100
Rochester

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $64,679 in Rochester.

Conversely, $75,000 in Rochester equals $86,968 in Cranston.

Living in Cranston vs Rochester

Housing Costs

Cranston's housing index of 135 is higher Rochester's 73, translating to median home prices of $395,000 vs $155,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,000/mo in Rochester, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 101 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $480/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 105 in Rochester. Monthly utility bills average approximately $452 in Cranston vs $420 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Cranston and 100 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $39,728 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $42,264 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $927/month in Rochester. In Cranston, median rent of $1,375/mo fits within this budget. In Rochester, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 16.0% more affordable overall with an index of 94 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $64,679 in Rochester, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Rochester's is 73 with median homes at $155,000.

Moving & Relocation Resources

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