City Comparison

Cranston vs Rochester

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

16.0%

Living in Rochester costs 16.0% less than Cranston. To match the purchasing power of a $75,000 salary in Cranston, you would need $64,679 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
95
Rochester
Groceries
103
Cranston
103
Rochester
Utilities
113
Cranston
102
Rochester
Transportation
93
Cranston
102
Rochester
Healthcare
110
Cranston
104
Rochester

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $64,679 in Rochester.

Conversely, $75,000 in Rochester equals $86,968 in Cranston.

Living in Cranston vs Rochester

Housing Costs

Cranston's housing index of 135 is higher Rochester's 95, translating to median home prices of $395,000 vs $345,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,275/mo in Rochester, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 102 in Rochester. Monthly utility bills average approximately $452 in Cranston vs $408 in Rochester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $2,135/month in Rochester. In Cranston, median rent of $1,375/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 16.0% more affordable overall with an index of 94 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $64,679 in Rochester, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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