Cranston vs Montpelier
Cost of Living Comparison · 2026
Cranston
Montpelier
The Verdict
The cost gap between these cities is 6.8%, with Cranston being the more affordable option. A $75,000 income in Cranston has equivalent purchasing power to $80,505 in Montpelier.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cranston has the same purchasing power as $80,505 in Montpelier.
Conversely, $75,000 in Montpelier equals $69,872 in Cranston.
Living in Cranston vs Montpelier
Housing Costs
Cranston's housing index of 135 is higher Montpelier's 131, translating to median home prices of $395,000 vs $375,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,400/mo in Montpelier, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 103 in Cranston and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 123 in Montpelier. Monthly utility bills average approximately $452 in Cranston vs $492 in Montpelier. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 110 in Cranston and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $90,200 in Cranston and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $70,598 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,927/month in Montpelier. In Cranston, median rent of $1,375/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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