City Comparison

Cranston vs Lubbock

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

The Verdict

31.3%

The cost gap between these cities is 31.3%, with Lubbock being the more affordable option. A $75,000 income in Cranston has equivalent purchasing power to $57,110 in Lubbock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
59
Lubbock
Groceries
103
Cranston
93
Lubbock
Utilities
113
Cranston
96
Lubbock
Transportation
93
Cranston
97
Lubbock
Healthcare
110
Cranston
90
Lubbock

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $57,110 in Lubbock.

Conversely, $75,000 in Lubbock equals $98,494 in Cranston.

Living in Cranston vs Lubbock

Housing Costs

Cranston's housing index of 135 is higher Lubbock's 59, translating to median home prices of $395,000 vs $175,000. The $220,000 difference in home prices means roughly $14,304 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $950/mo in Lubbock, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $442/month in Lubbock. Lubbock offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 96 in Lubbock. Monthly utility bills average approximately $452 in Cranston vs $384 in Lubbock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $60,041 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,163/month in Lubbock. In Cranston, median rent of $1,375/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 76 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 31.3% more affordable overall with an index of 83 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $57,110 in Lubbock, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Lubbock's is 59 with median homes at $175,000.

Moving & Relocation Resources

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