City Comparison

Cranston vs Hilo

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

17.4%

Cranston is 17.4% less expensive than Hilo overall. A household earning $75,000 in Cranston would need approximately $90,826 in Hilo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
149
Hilo
Groceries
103
Cranston
149
Hilo
Utilities
113
Cranston
218
Hilo
Transportation
93
Cranston
146
Hilo
Healthcare
110
Cranston
118
Hilo

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $90,826 in Hilo.

Conversely, $75,000 in Hilo equals $61,932 in Cranston.

Living in Cranston vs Hilo

Housing Costs

Cranston's housing index of 135 is lower Hilo's 149, translating to median home prices of $395,000 vs $555,000. The $160,000 difference in home prices means roughly $10,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,575/mo in Hilo, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $708/month in Hilo. Cranston offers a meaningful advantage on everyday food costs, saving roughly $2628/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 218 in Hilo. Monthly utility bills average approximately $452 in Cranston vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $59,621 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,836/month in Hilo. In Cranston, median rent of $1,375/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 105 index points — focus your budget analysis there.

Frequently Asked Questions

Cranston is 17.4% more affordable overall with an index of 109 vs 132.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $90,826 in Hilo, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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