City Comparison

Cranston vs Duluth

Cost of Living Comparison · 2026

Cranston

Rhode Island
109
Above Average
$395,000
Median Home
$1,375/mo
Median Rent
$90,200
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

28.2%

Duluth is 28.2% less expensive than Cranston overall. A household earning $75,000 in Cranston would need approximately $58,486 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
135
Cranston
88
Duluth
Groceries
103
Cranston
99
Duluth
Utilities
113
Cranston
94
Duluth
Transportation
93
Cranston
100
Duluth
Healthcare
110
Cranston
123
Duluth

Salary Equivalence

A $75,000 salary in Cranston has the same purchasing power as $58,486 in Duluth.

Conversely, $75,000 in Duluth equals $96,176 in Cranston.

Living in Cranston vs Duluth

Housing Costs

Cranston's housing index of 135 is higher Duluth's 88, translating to median home prices of $395,000 vs $268,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Cranston compared to $1,025/mo in Duluth, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 103 in Cranston and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $489/month in Cranston vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Cranston and 94 in Duluth. Monthly utility bills average approximately $452 in Cranston vs $376 in Duluth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Cranston and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $90,200 in Cranston and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $82,752 and $80,941 respectively. Cranston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,105/month to housing in Cranston vs $1,605/month in Duluth. In Cranston, median rent of $1,375/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 28.2% more affordable overall with an index of 85 vs 109.
A $75,000 salary in Cranston has equivalent purchasing power to approximately $58,486 in Duluth, based on the cost of living difference.
Cranston's housing index is 135 with median homes at $395,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases