City Comparison

Concord vs Spokane

Cost of Living Comparison · 2026

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

2.0%

Living in Spokane costs 2.0% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $73,500 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Concord
94
Spokane
Groceries
101
Concord
99
Spokane
Utilities
110
Concord
98
Spokane
Transportation
93
Concord
101
Spokane
Healthcare
113
Concord
102
Spokane

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $73,500 in Spokane.

Conversely, $75,000 in Spokane equals $76,531 in Concord.

Living in Concord vs Spokane

Housing Costs

Concord's housing index of 110 is higher Spokane's 94, translating to median home prices of $340,000 vs $310,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,200/mo in Spokane, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Concord and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Concord and 98 in Spokane. Monthly utility bills average approximately $440 in Concord vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Concord and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $84,900 in Concord and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $49,831 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,139/month in Spokane. In Concord, median rent of $1,375/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 2.0% more affordable overall with an index of 98 vs 100.
A $75,000 salary in Concord has equivalent purchasing power to approximately $73,500 in Spokane, based on the cost of living difference.
Concord's housing index is 110 with median homes at $340,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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