Concord vs Sioux City
Cost of Living Comparison · 2026
Concord
Sioux City
The Verdict
Living in Sioux City costs 16.3% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $64,500 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $64,500 in Sioux City.
Conversely, $75,000 in Sioux City equals $87,209 in Concord.
Living in Concord vs Sioux City
Housing Costs
Concord's housing index of 110 is higher Sioux City's 74, translating to median home prices of $340,000 vs $182,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $875/mo in Sioux City, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 89 in Sioux City. Monthly utility bills average approximately $440 in Concord vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 113 in Concord and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $76,163 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,528/month in Sioux City. In Concord, median rent of $1,375/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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