City Comparison

Concord vs Pueblo

Cost of Living Comparison · 2026

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

11.1%

Living in Pueblo costs 11.1% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $67,500 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Concord
81
Pueblo
Groceries
101
Concord
99
Pueblo
Utilities
110
Concord
96
Pueblo
Transportation
93
Concord
99
Pueblo
Healthcare
113
Concord
102
Pueblo

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $67,500 in Pueblo.

Conversely, $75,000 in Pueblo equals $83,333 in Concord.

Living in Concord vs Pueblo

Housing Costs

Concord's housing index of 110 is higher Pueblo's 81, translating to median home prices of $340,000 vs $247,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,075/mo in Pueblo, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 101 in Concord and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Concord and 96 in Pueblo. Monthly utility bills average approximately $440 in Concord vs $384 in Pueblo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Concord and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $84,900 in Concord and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $63,000 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,323/month in Pueblo. In Concord, median rent of $1,375/mo fits within this budget. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 11.1% more affordable overall with an index of 90 vs 100.
A $75,000 salary in Concord has equivalent purchasing power to approximately $67,500 in Pueblo, based on the cost of living difference.
Concord's housing index is 110 with median homes at $340,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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