Concord vs Overland Park
Cost of Living Comparison · 2026
Concord
Overland Park
The Verdict
Concord is 5.7% less expensive than Overland Park overall. A household earning $75,000 in Concord would need approximately $79,500 in Overland Park to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $79,500 in Overland Park.
Conversely, $75,000 in Overland Park equals $70,755 in Concord.
Living in Concord vs Overland Park
Housing Costs
Concord's housing index of 110 is higher Overland Park's 109, translating to median home prices of $340,000 vs $414,000. The $74,000 difference in home prices means roughly $4,812 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,450/mo in Overland Park, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 98 in Overland Park. Monthly utility bills average approximately $440 in Concord vs $392 in Overland Park. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 113 in Concord and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $2,445/month in Overland Park. In Concord, median rent of $1,375/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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