City Comparison

Concord vs Killeen

Cost of Living Comparison · 2026

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

19.0%

Killeen is 19.0% less expensive than Concord overall. A household earning $75,000 in Concord would need approximately $63,000 in Killeen to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Concord
56
Killeen
Groceries
101
Concord
96
Killeen
Utilities
110
Concord
108
Killeen
Transportation
93
Concord
95
Killeen
Healthcare
113
Concord
96
Killeen

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $63,000 in Killeen.

Conversely, $75,000 in Killeen equals $89,286 in Concord.

Living in Concord vs Killeen

Housing Costs

Concord's housing index of 110 is higher Killeen's 56, translating to median home prices of $340,000 vs $235,000. The $105,000 difference in home prices means roughly $6,828 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $975/mo in Killeen, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 101 in Concord and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Concord and 108 in Killeen. Monthly utility bills average approximately $440 in Concord vs $432 in Killeen. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Concord and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $84,900 in Concord and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $67,143 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,316/month in Killeen. In Concord, median rent of $1,375/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 19.0% more affordable overall with an index of 84 vs 100.
A $75,000 salary in Concord has equivalent purchasing power to approximately $63,000 in Killeen, based on the cost of living difference.
Concord's housing index is 110 with median homes at $340,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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