Concord vs Johnson City
Cost of Living Comparison · 2026
Concord
Johnson City
The Verdict
The cost gap between these cities is 17.6%, with Johnson City being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $63,750 in Johnson City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $63,750 in Johnson City.
Conversely, $75,000 in Johnson City equals $88,235 in Concord.
Living in Concord vs Johnson City
Housing Costs
Concord's housing index of 110 is higher Johnson City's 66, translating to median home prices of $340,000 vs $276,000. The $64,000 difference in home prices means roughly $4,164 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,025/mo in Johnson City, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $451/month in Johnson City. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 95 in Johnson City. Monthly utility bills average approximately $440 in Concord vs $380 in Johnson City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 113 in Concord and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $65,176 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,293/month in Johnson City. In Concord, median rent of $1,375/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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