Concord vs Irving
Cost of Living Comparison · 2026
Concord
Irving
The Verdict
Concord is 0.0% less expensive than Irving overall. A household earning $75,000 in Concord would need approximately $75,000 in Irving to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $75,000 in Irving.
Conversely, $75,000 in Irving equals $75,000 in Concord.
Living in Concord vs Irving
Housing Costs
Concord's housing index of 110 is higher Irving's 94, translating to median home prices of $340,000 vs $318,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,350/mo in Irving, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 111 in Irving. Monthly utility bills average approximately $440 in Concord vs $444 in Irving. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Concord and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $73,400 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,713/month in Irving. In Concord, median rent of $1,375/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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