Concord vs High Point
Cost of Living Comparison · 2026
Concord
High Point
The Verdict
Living in High Point costs 19.0% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $63,000 in High Point.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $63,000 in High Point.
Conversely, $75,000 in High Point equals $89,286 in Concord.
Living in Concord vs High Point
Housing Costs
Concord's housing index of 110 is higher High Point's 61, translating to median home prices of $340,000 vs $249,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,075/mo in High Point, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 98 in High Point. Monthly utility bills average approximately $440 in Concord vs $392 in High Point. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 113 in Concord and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $58,571 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,148/month in High Point. In Concord, median rent of $1,375/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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