City Comparison

Concord vs Great Falls

Cost of Living Comparison · 2026

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

13.6%

Living in Great Falls costs 13.6% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $66,000 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
110
Concord
82
Great Falls
Groceries
101
Concord
99
Great Falls
Utilities
110
Concord
90
Great Falls
Transportation
93
Concord
95
Great Falls
Healthcare
113
Concord
92
Great Falls

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $66,000 in Great Falls.

Conversely, $75,000 in Great Falls equals $85,227 in Concord.

Living in Concord vs Great Falls

Housing Costs

Concord's housing index of 110 is higher Great Falls's 82, translating to median home prices of $340,000 vs $325,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,050/mo in Great Falls, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Concord and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Concord and 90 in Great Falls. Monthly utility bills average approximately $440 in Concord vs $360 in Great Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Concord and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $84,900 in Concord and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $63,409 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,302/month in Great Falls. In Concord, median rent of $1,375/mo fits within this budget. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 13.6% more affordable overall with an index of 88 vs 100.
A $75,000 salary in Concord has equivalent purchasing power to approximately $66,000 in Great Falls, based on the cost of living difference.
Concord's housing index is 110 with median homes at $340,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

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