Concord vs Gilbert

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $83,250 in Gilbert.

Conversely, $75,000 in Gilbert equals $67,568 in Concord.

Living in Concord vs Gilbert

Housing Costs

Concord's housing index of 110 is lower Gilbert's 128, translating to median home prices of $340,000 vs $470,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,700/mo in Gilbert, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Concord and 100 in Gilbert. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $475/month in Gilbert. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Concord and 96 in Gilbert. Monthly utility bills average approximately $440 in Concord vs $384 in Gilbert. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 113 in Concord and 95 in Gilbert. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $84,900 in Concord and $94,518 in Gilbert. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $85,151 respectively. Gilbert residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $2,205/month in Gilbert. In Concord, median rent of $1,375/mo fits within this budget. In Gilbert, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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