Concord vs Fishers
Cost of Living Comparison · 2026
Concord
Fishers
The Verdict
Living in Concord costs 5.7% less than Fishers. To match the purchasing power of a $75,000 salary in Concord, you would need $79,500 in Fishers.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $79,500 in Fishers.
Conversely, $75,000 in Fishers equals $70,755 in Concord.
Living in Concord vs Fishers
Housing Costs
Concord's housing index of 110 is lower Fishers's 120, translating to median home prices of $340,000 vs $391,000. The $51,000 difference in home prices means roughly $3,312 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $1,475/mo in Fishers, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 99 in Fishers. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $470/month in Fishers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 100 in Fishers. Monthly utility bills average approximately $440 in Concord vs $400 in Fishers. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Concord and 99 in Fishers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,900 in Concord and $130,200 in Fishers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $122,830 respectively. Fishers residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $3,038/month in Fishers. In Concord, median rent of $1,375/mo fits within this budget. In Fishers, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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