Concord vs Dayton
Cost of Living Comparison · 2026
Concord
Dayton
The Verdict
Dayton is 25.0% less expensive than Concord overall. A household earning $75,000 in Concord would need approximately $60,000 in Dayton to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $60,000 in Dayton.
Conversely, $75,000 in Dayton equals $93,750 in Concord.
Living in Concord vs Dayton
Housing Costs
Concord's housing index of 110 is higher Dayton's 46, translating to median home prices of $340,000 vs $135,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Concord compared to $900/mo in Dayton, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 101 in Concord and 98 in Dayton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Concord vs $466/month in Dayton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Concord and 109 in Dayton. Monthly utility bills average approximately $440 in Concord vs $436 in Dayton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Concord and 114 in Dayton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $84,900 in Concord and $43,500 in Dayton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $84,900 and $54,375 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,981/month to housing in Concord vs $1,015/month in Dayton. In Concord, median rent of $1,375/mo fits within this budget. In Dayton, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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