Concord vs Tyler
Cost of Living Comparison · 2026
Concord
Tyler
The Verdict
Living in Tyler costs 12.9% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $66,406 in Tyler.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $66,406 in Tyler.
Conversely, $75,000 in Tyler equals $84,706 in Concord.
Living in Concord vs Tyler
Housing Costs
Concord's housing index of 89 is higher Tyler's 69, translating to median home prices of $380,000 vs $250,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,075/mo in Tyler, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 97 in Tyler. Monthly utility bills average approximately $388 in Concord vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Concord and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $86,900 in Concord and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $64,471 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,279/month in Tyler. In Concord, median rent of $1,350/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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