Concord vs Tacoma
Cost of Living Comparison · 2026
Concord
Tacoma
The Verdict
The cost gap between these cities is 17.9%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $91,406 in Tacoma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $91,406 in Tacoma.
Conversely, $75,000 in Tacoma equals $61,538 in Concord.
Living in Concord vs Tacoma
Housing Costs
Concord's housing index of 89 is lower Tacoma's 140, translating to median home prices of $380,000 vs $400,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,600/mo in Tacoma, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $499/month in Tacoma. Concord offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 108 in Tacoma. Monthly utility bills average approximately $388 in Concord vs $432 in Tacoma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Concord and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $86,900 in Concord and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $50,405 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,376/month in Tacoma. In Concord, median rent of $1,350/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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