City Comparison

Concord vs Sioux City

Cost of Living Comparison · 2026

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

11.6%

The cost gap between these cities is 11.6%, with Sioux City being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $67,188 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Concord
74
Sioux City
Groceries
97
Concord
97
Sioux City
Utilities
97
Concord
89
Sioux City
Transportation
92
Concord
92
Sioux City
Healthcare
104
Concord
101
Sioux City

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $67,188 in Sioux City.

Conversely, $75,000 in Sioux City equals $83,721 in Concord.

Living in Concord vs Sioux City

Housing Costs

Concord's housing index of 89 is higher Sioux City's 74, translating to median home prices of $380,000 vs $182,000. The $198,000 difference in home prices means roughly $12,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $875/mo in Sioux City, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 89 in Sioux City. Monthly utility bills average approximately $388 in Concord vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $86,900 in Concord and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $76,163 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,528/month in Sioux City. In Concord, median rent of $1,350/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 11.6% more affordable overall with an index of 86 vs 96.
A $75,000 salary in Concord has equivalent purchasing power to approximately $67,188 in Sioux City, based on the cost of living difference.
Concord's housing index is 89 with median homes at $380,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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