Concord vs Roseville
Cost of Living Comparison · 2026
Concord
Roseville
The Verdict
Living in Concord costs 30.9% less than Roseville. To match the purchasing power of a $75,000 salary in Concord, you would need $108,594 in Roseville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $108,594 in Roseville.
Conversely, $75,000 in Roseville equals $51,799 in Concord.
Living in Concord vs Roseville
Housing Costs
Concord's housing index of 89 is lower Roseville's 179, translating to median home prices of $380,000 vs $625,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $2,000/mo in Roseville, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $499/month in Roseville. Concord offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 163 in Roseville. Monthly utility bills average approximately $388 in Concord vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Concord and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $86,900 in Concord and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $3,332/month in Roseville. In Concord, median rent of $1,350/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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