City Comparison

Concord vs Pueblo

Cost of Living Comparison · 2026

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

6.7%

Living in Pueblo costs 6.7% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $70,313 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Concord
81
Pueblo
Groceries
97
Concord
99
Pueblo
Utilities
97
Concord
96
Pueblo
Transportation
92
Concord
99
Pueblo
Healthcare
104
Concord
102
Pueblo

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $70,313 in Pueblo.

Conversely, $75,000 in Pueblo equals $80,000 in Concord.

Living in Concord vs Pueblo

Housing Costs

Concord's housing index of 89 is higher Pueblo's 81, translating to median home prices of $380,000 vs $247,000. The $133,000 difference in home prices means roughly $8,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,075/mo in Pueblo, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 96 in Pueblo. Monthly utility bills average approximately $388 in Concord vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $86,900 in Concord and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $63,000 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,323/month in Pueblo. In Concord, median rent of $1,350/mo fits within this budget. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 6.7% more affordable overall with an index of 90 vs 96.
A $75,000 salary in Concord has equivalent purchasing power to approximately $70,313 in Pueblo, based on the cost of living difference.
Concord's housing index is 89 with median homes at $380,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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