City Comparison

Concord vs Overland Park

Cost of Living Comparison · 2026

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

9.4%

The cost gap between these cities is 9.4%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $82,813 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Concord
109
Overland Park
Groceries
97
Concord
96
Overland Park
Utilities
97
Concord
98
Overland Park
Transportation
92
Concord
95
Overland Park
Healthcare
104
Concord
102
Overland Park

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $82,813 in Overland Park.

Conversely, $75,000 in Overland Park equals $67,925 in Concord.

Living in Concord vs Overland Park

Housing Costs

Concord's housing index of 89 is lower Overland Park's 109, translating to median home prices of $380,000 vs $414,000. The $34,000 difference in home prices means roughly $2,208 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,450/mo in Overland Park, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 98 in Overland Park. Monthly utility bills average approximately $388 in Concord vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $86,900 in Concord and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $2,445/month in Overland Park. In Concord, median rent of $1,350/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Concord is 9.4% more affordable overall with an index of 96 vs 106.
A $75,000 salary in Concord has equivalent purchasing power to approximately $82,813 in Overland Park, based on the cost of living difference.
Concord's housing index is 89 with median homes at $380,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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