City Comparison

Concord vs Orlando

Cost of Living Comparison · 2026

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

Orlando

Florida
100
Average
$320,000
Median Home
$1,650/mo
Median Rent
$48,080
Median Income

The Verdict

4.0%

The cost gap between these cities is 4.0%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $78,125 in Orlando.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Concord
104
Orlando
Groceries
97
Concord
103
Orlando
Utilities
97
Concord
97
Orlando
Transportation
92
Concord
104
Orlando
Healthcare
104
Concord
96
Orlando

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $78,125 in Orlando.

Conversely, $75,000 in Orlando equals $72,000 in Concord.

Living in Concord vs Orlando

Housing Costs

Concord's housing index of 89 is lower Orlando's 104, translating to median home prices of $380,000 vs $320,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,650/mo in Orlando, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 103 in Orlando. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $489/month in Orlando. Concord offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 97 in Orlando. Monthly utility bills average approximately $388 in Concord vs $388 in Orlando. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 96 in Orlando. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $86,900 in Concord and $48,080 in Orlando. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $48,080 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,122/month in Orlando. In Concord, median rent of $1,350/mo fits within this budget. In Orlando, median rent of $1,650/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Concord is 4.0% more affordable overall with an index of 96 vs 100.
A $75,000 salary in Concord has equivalent purchasing power to approximately $78,125 in Orlando, based on the cost of living difference.
Concord's housing index is 89 with median homes at $380,000, while Orlando's is 104 with median homes at $320,000.

Moving & Relocation Resources

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