Concord vs Missoula
Cost of Living Comparison · 2026
Concord
Missoula
The Verdict
The cost gap between these cities is 16.5%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $89,844 in Missoula.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $89,844 in Missoula.
Conversely, $75,000 in Missoula equals $62,609 in Concord.
Living in Concord vs Missoula
Housing Costs
Concord's housing index of 89 is lower Missoula's 141, translating to median home prices of $380,000 vs $460,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,400/mo in Missoula, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $489/month in Missoula. Concord offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 89 in Missoula. Monthly utility bills average approximately $388 in Concord vs $356 in Missoula. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Concord and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $86,900 in Concord and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $42,812 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,149/month in Missoula. In Concord, median rent of $1,350/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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