Concord vs Jacksonville
Cost of Living Comparison · 2026
Concord
Jacksonville
The Verdict
The cost gap between these cities is 1.1%, with Jacksonville being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $74,219 in Jacksonville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $74,219 in Jacksonville.
Conversely, $75,000 in Jacksonville equals $75,789 in Concord.
Living in Concord vs Jacksonville
Housing Costs
Concord's housing index of 89 is equal to Jacksonville's 89, translating to median home prices of $380,000 vs $280,000. The $100,000 difference in home prices means roughly $6,504 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,400/mo in Jacksonville, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $480/month in Jacksonville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 94 in Jacksonville. Monthly utility bills average approximately $388 in Concord vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Concord and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $86,900 in Concord and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $55,816 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,237/month in Jacksonville. In Concord, median rent of $1,350/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 11 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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