Concord vs Hillsboro
Cost of Living Comparison · 2026
Concord
Hillsboro
The Verdict
The cost gap between these cities is 25.0%, with Concord being the more affordable option. A $75,000 income in Concord has equivalent purchasing power to $100,000 in Hillsboro.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Concord has the same purchasing power as $100,000 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $56,250 in Concord.
Living in Concord vs Hillsboro
Housing Costs
Concord's housing index of 89 is lower Hillsboro's 175, translating to median home prices of $380,000 vs $533,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,725/mo in Hillsboro, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 97 in Concord and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $513/month in Hillsboro. Concord offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Concord and 96 in Hillsboro. Monthly utility bills average approximately $388 in Concord vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 104 in Concord and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $86,900 in Concord and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $83,359 respectively. Concord residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $2,490/month in Hillsboro. In Concord, median rent of $1,350/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 86 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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