City Comparison

Concord vs Hampton

Cost of Living Comparison · 2026

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

The Verdict

9.1%

Living in Hampton costs 9.1% less than Concord. To match the purchasing power of a $75,000 salary in Concord, you would need $68,750 in Hampton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
89
Concord
102
Hampton
Groceries
97
Concord
94
Hampton
Utilities
97
Concord
102
Hampton
Transportation
92
Concord
93
Hampton
Healthcare
104
Concord
106
Hampton

Salary Equivalence

A $75,000 salary in Concord has the same purchasing power as $68,750 in Hampton.

Conversely, $75,000 in Hampton equals $81,818 in Concord.

Living in Concord vs Hampton

Housing Costs

Concord's housing index of 89 is lower Hampton's 102, translating to median home prices of $380,000 vs $243,000. The $137,000 difference in home prices means roughly $8,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Concord compared to $1,175/mo in Hampton, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Concord and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $461/month in Concord vs $447/month in Hampton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Concord and 102 in Hampton. Monthly utility bills average approximately $388 in Concord vs $408 in Hampton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Concord and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $86,900 in Concord and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,521 and $67,500 respectively. Concord residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,028/month to housing in Concord vs $1,386/month in Hampton. In Concord, median rent of $1,350/mo fits within this budget. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 9.1% more affordable overall with an index of 88 vs 96.
A $75,000 salary in Concord has equivalent purchasing power to approximately $68,750 in Hampton, based on the cost of living difference.
Concord's housing index is 89 with median homes at $380,000, while Hampton's is 102 with median homes at $243,000.

Moving & Relocation Resources

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